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Monarch Money vs YNAB

Features, integrations, platforms and pricing, side by side. They share 3 features.

Facts come from each app’s listing. Payment never changes this comparison.

Monarch Money

Finance

Personal finance and budgeting

Pricing on request

View Monarch Money profileMonarch Money alternativesVisit site (opens in a new tab)

YNAB

Finance

Zero-based budgeting that changes how you handle money

From $14.99/mo

View YNAB profileYNAB alternativesVisit site (opens in a new tab)

Side by side

Pricing

  • Model

    Monarch Money
    Paid
    YNAB
    Paid

  • Paid plans from

    Monarch Money
    Not listed
    YNAB
    $14.99 / month

  • Free plan

    Monarch Money
    No
    YNAB
    No

  • Plans

    Monarch Money
    Paid subscription, monthly or yearly; free trial
    YNAB
    $14.99/month or $109/year; 34-day free trial

Platforms

3 shared

  • Android

    Monarch Money
    Yes
    YNAB
    Yes

  • iOS

    Monarch Money
    Yes
    YNAB
    Yes

  • Web

    Monarch Money
    Yes
    YNAB
    Yes

Features

3 shared · 1 only in Monarch Money · 2 only in YNAB

  • Budgeting

    Monarch Money
    Yes
    YNAB
    Yes

  • Expense tracking

    Monarch Money
    Yes
    YNAB
    Yes

  • Reporting dashboards

    Monarch Money
    Yes
    YNAB
    Yes

  • Reminders

    Monarch Money
    Yes
    YNAB
    No

  • Progress tracking

    Monarch Money
    No
    YNAB
    Yes

  • Real-time collaboration

    Monarch Money
    No
    YNAB
    Yes

More comparisons

Ranked by relevance. Payment never changes this order.How ranking works